Owning a vehicle comes with many expenses and responsibilities. Investing in auto insurance may seem like an extra bill to pay, but if you are ever involved in an accident or your vehicle is damaged, it pays off bigtime to be insured. 

That being said, auto insurance is not one-size fits all. Drivers choose different coverage amounts based on many factors, including their vehicle’s value, their driving history, and personal preference. Almost every state in the country requires every driver has liability insurance. North Carolina is among the states that do require at least liability insurance. Drivers can also purchase collision coverage, comprehensive coverage, personal injury protection, uninsured/underinsured motorist protection. We can discuss all of these options with you to find the best fit for you and your household.

If you own a business and your employees operate vehicles as part of their job requirements, commercial auto insurance is a must. Personal auto insurance policies are different than commercial auto policies in many ways, including eligibility, definitions, coverages, exclusions, and limits. 

Some scenarios require commercial auto insurance, and we can discuss those with you. Based on the nature of your business, number of employees and number of vehicles, among other factors, we can recommend a commercial auto insurance policy that will meet your business’ specific needs.

Many insurance companies offer outrageous rates for younger drivers, we don’t. If you have young drivers in your household, contact us for affordable rates. We also offer specific insurance policies for antique automobiles as well as motorcycles.